Entities established in an EU and/or EEA member state have access to the market in Poland within the EU single market for financial services under single passport rights. This means that such entities may provide financial services across the EEA without the need to obtain a separate authorization on a cross-border basis or by establishing branches.

The single European passport allows an entity established within the EU (or, in some instances, within the EEA) to provide banking services and payment services, to perform insurance, reinsurance, or brokerage activities, and to market units or shares in investment funds, as well as to commence activities in Poland after the KNF receives notification from the national competent authority that granted such entity a license to perform certain services.

Third-country entities (i.e., entities established in non-EEA countries) can benefit from certain equivalence provisions in some cases. The equivalence assessment is conducted by the European Commission in cooperation with relevant ESAs. Aside from other benefits, the equivalence decisions in specific equivalence areas may allow third-country firms to provide services without establishment in the EU single-market.